Template for Planning a Personal Budget for Yourself
Order ID:89JHGSJE83839 Style:APA/MLA/Harvard/Chicago Pages:5-10 Instructions:
Template for Planning a Personal Budget for Yourself
Your assignment is to create a template for planning a personal budget for yourself. Your budget will be based on a real job that you hope to have and realistic costs of living in this area. Therefore, you will begin by choosing an entry level job that you see yourself having in the future. This can be a job right out of high school or a job that you will obtain after graduating from college. Some sites that may be helpful are www.monster.com, www.careerbuilder.com, and www.snagajob.com.
Once you have found the job of your choice you will begin creating your template. Your template should include appropriate formulas and formatting. You must create a budget worksheet for the first year after you graduated from High School or College (starting in July of the year you graduate). The yearly worksheet should go from July to June. Label the worksheet with the year that it is for (i.e. the worksheet for July 2025 to June 2026)
The template will include your Monthly Income. Assume that you will be working at least 40 hours a week.
You must also include at least the following Yearly Expenses broken down by Month. Remember some months certain expenses may be higher than other months.
- Housing (Rent/Mortgage) – $12,347.89
- Water – $604.32
- Electric/Power – $723.76
- Cell Phone – $689.24
- Food – $5080
- Personal Items (Soap, Toothpaste, etc.) – $1236.53
- Car Payment – $3509.21
- Gas – $960
- Entertainment (movies, going out, etc.) – what do you think you will spend?
- Clothes – what do you think you will spend?
You should also include any savings that you will want to generate. Your template must also include (at least) the following Totals:
- Total Income for Each Month/Year
- Total for Each Type of Expense for Each Year (i.e. $$ spent on Food in 2012 to 2013)
- Total of All Expenses for Each Month/Year (i.e. $$ spent during 2012 to 2013)
- Total Savings for Each Month/Year
- Total Excess Income for Each Month/Year
Finally, you must create a Cone Chart based on the “Yearly Budget” worksheet. This chart will compare your spending on each type of expense over the year included in your workbook. Your Cone Chart should include proper labeling of the X and Y Axis. The title of the chart should be created in Word Art. Your chart should also contain a text box containing helpful info and an arrow.
Use the Cone Chart to determine where your spending should be cut back or where you may be able to spend or save more. Type your suggestions in comment box on the Long-term Budget Worksheet. Make sure your comment is placed in the appropriate cell(s) of the worksheet.
RUBRIC
Excellent Quality
95-100%
Introduction 45-41 points
The background and significance of the problem and a clear statement of the research purpose is provided. The search history is mentioned.
Literature Support
91-84 points
The background and significance of the problem and a clear statement of the research purpose is provided. The search history is mentioned.
Methodology
58-53 points
Content is well-organized with headings for each slide and bulleted lists to group related material as needed. Use of font, color, graphics, effects, etc. to enhance readability and presentation content is excellent. Length requirements of 10 slides/pages or less is met.
Average Score
50-85%
40-38 points
More depth/detail for the background and significance is needed, or the research detail is not clear. No search history information is provided.
83-76 points
Review of relevant theoretical literature is evident, but there is little integration of studies into concepts related to problem. Review is partially focused and organized. Supporting and opposing research are included. Summary of information presented is included. Conclusion may not contain a biblical integration.
52-49 points
Content is somewhat organized, but no structure is apparent. The use of font, color, graphics, effects, etc. is occasionally detracting to the presentation content. Length requirements may not be met.
Poor Quality
0-45%
37-1 points
The background and/or significance are missing. No search history information is provided.
75-1 points
Review of relevant theoretical literature is evident, but there is no integration of studies into concepts related to problem. Review is partially focused and organized. Supporting and opposing research are not included in the summary of information presented. Conclusion does not contain a biblical integration.
48-1 points
There is no clear or logical organizational structure. No logical sequence is apparent. The use of font, color, graphics, effects etc. is often detracting to the presentation content. Length requirements may not be met
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