The development of online and mobile banking
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The development of online and mobile banking
Online and mobile banking refers to the use of the internet and mobile devices, such as smartphones and tablets, to access banking services. This type of banking has been made possible by advancements in technology, and it has revolutionized the way people manage their financial transactions.
The development of online banking began in the 1980s, but it wasn’t until the 1990s that it became more widely available. At first, online banking was mainly used for simple tasks, such as checking account balances and transferring funds between accounts. However, as technology continued to advance and internet penetration increased, online banking evolved to include more advanced features, such as online bill pay and account management.
With the advent of smartphones and mobile devices, mobile banking has become increasingly popular. Mobile banking allows customers to access their banking information and perform transactions from anywhere at any time, using their mobile device. Mobile banking apps are typically more convenient and user-friendly than accessing online banking through a web browser.
One major benefit of online and mobile banking is the convenience it provides. Customers can easily check their account balances, transfer funds, and pay bills without having to visit a physical bank branch. This is particularly useful for people who live in rural areas or have busy schedules. Online and mobile banking also allows customers to access their banking information and perform transactions at any time, which is especially helpful for people who work odd hours or travel frequently.
Another benefit of online and mobile banking is the increased security it provides. Banks use advanced security measures, such as encryption and two-factor authentication, to protect their customers’ personal and financial information. Additionally, online and mobile banking apps typically have built-in security features, such as fingerprint or facial recognition, to prevent unauthorized access.
Online and mobile banking have also had a significant impact on the banking industry as a whole. It has made it easier for customers to switch between banks, and has increased competition between financial institutions. Additionally, online and mobile banking has made it possible for new types of financial institutions, such as online-only banks, to enter the market.
In summary, online and mobile banking have revolutionized the way people manage their financial transactions. The convenience and security provided by these technologies have made it easier for people to access banking services and manage their money. As technology continues to advance, it is likely that online and mobile banking will become even more widely used and feature-rich in the future.
The development of online and mobile banking
RUBRIC
Excellent Quality
95-100%
Introduction 45-41 points
The background and significance of the problem and a clear statement of the research purpose is provided. The search history is mentioned.
Literature Support
91-84 points
The background and significance of the problem and a clear statement of the research purpose is provided. The search history is mentioned.
Methodology
58-53 points
Content is well-organized with headings for each slide and bulleted lists to group related material as needed. Use of font, color, graphics, effects, etc. to enhance readability and presentation content is excellent. Length requirements of 10 slides/pages or less is met.
Average Score
50-85%
40-38 points
More depth/detail for the background and significance is needed, or the research detail is not clear. No search history information is provided.
83-76 points
Review of relevant theoretical literature is evident, but there is little integration of studies into concepts related to problem. Review is partially focused and organized. Supporting and opposing research are included. Summary of information presented is included. Conclusion may not contain a biblical integration.
52-49 points
Content is somewhat organized, but no structure is apparent. The use of font, color, graphics, effects, etc. is occasionally detracting to the presentation content. Length requirements may not be met.
Poor Quality
0-45%
37-1 points
The background and/or significance are missing. No search history information is provided.
75-1 points
Review of relevant theoretical literature is evident, but there is no integration of studies into concepts related to problem. Review is partially focused and organized. Supporting and opposing research are not included in the summary of information presented. Conclusion does not contain a biblical integration.
48-1 points
There is no clear or logical organizational structure. No logical sequence is apparent. The use of font, color, graphics, effects etc. is often detracting to the presentation content. Length requirements may not be met
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