Order ID:89JHGSJE83839 | Style:APA/MLA/Harvard/Chicago | Pages:5-10 |
Instructions:
Credit Cards Used for Along with Current APR Questions
Assignment 3. Shopping for credit & calculate credit based on APR. Using the information from the lectures on credit cards, identify three credit cards you would be interested in applying for. Use https://www.nerdwallet.com/credit-cards to look for ones that fit your needs and lifestyle. Try to pick ones that represent different credit card networks (Mastercard, Visa, American Express, Discover). Then, answer the following questions:
(Please cut and paste the info below into your google doc and complete all
sections)
List the three credit cards used for this assignment along with current APR
● Credit Card 1:
● Credit Card 2:
● Credit Card 3:
1. Which credit card has the highest annual percentage rate and how much is it, please
specify which credit card you used to answer this question?
2. What method is used to calculate the monthly finance charge for one of your selected
credit cards, please specify which credit card you used to answer this question?
3. When does the finance charge begin to accrue on one selected credit card, please
specify which credit card you used to answer this question?
4. Do any of the cards have annual fees? If so, which one(s) and how much is the fee,
please specify the credit card you used to answer this question?
5. Is there a transaction fee on any card? If so, how much, and specify which credit card
used to answer this question?
6. Is there a minimum finance charge on either of the major credit cards? If so, how
much is it and specify which credit card used to answer this question?
7. What is the grace period on one of the credit cards, specify which credit card is used
to answer this question?
8. Rafael wants to buy a new cell phone that costs $450. According to his budget, he
can afford payments of up to $62/month. Which of the three credit cards you’ve found
would you recommend Rafael use to purchase the cell phone?
9. Amy recently spent $500 on textbooks for her college courses. She cannot pay it all
back right away, so she needs to calculate her estimated costs.
▪ Credit Card 1 answer
▪ Credit Card 2 answer
▪ Credit Card 3 answer
RUBRIC |
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Excellent Quality 95-100%
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Introduction
45-41 points The background and significance of the problem and a clear statement of the research purpose is provided. The search history is mentioned. |
Literature Support 91-84 points The background and significance of the problem and a clear statement of the research purpose is provided. The search history is mentioned. |
Methodology 58-53 points Content is well-organized with headings for each slide and bulleted lists to group related material as needed. Use of font, color, graphics, effects, etc. to enhance readability and presentation content is excellent. Length requirements of 10 slides/pages or less is met. |
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Average Score 50-85% |
40-38 points More depth/detail for the background and significance is needed, or the research detail is not clear. No search history information is provided. |
83-76 points Review of relevant theoretical literature is evident, but there is little integration of studies into concepts related to problem. Review is partially focused and organized. Supporting and opposing research are included. Summary of information presented is included. Conclusion may not contain a biblical integration. |
52-49 points Content is somewhat organized, but no structure is apparent. The use of font, color, graphics, effects, etc. is occasionally detracting to the presentation content. Length requirements may not be met. |
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Poor Quality 0-45% |
37-1 points The background and/or significance are missing. No search history information is provided. |
75-1 points Review of relevant theoretical literature is evident, but there is no integration of studies into concepts related to problem. Review is partially focused and organized. Supporting and opposing research are not included in the summary of information presented. Conclusion does not contain a biblical integration. |
48-1 points There is no clear or logical organizational structure. No logical sequence is apparent. The use of font, color, graphics, effects etc. is often detracting to the presentation content. Length requirements may not be met |
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Credit Cards Used for Along with Current APR Questions |
Credit Cards Used for Along with Current APR Questions